BANKS AND THE ART OF CHEATING

THE CASE OF DUPING BANK AND ITS CUSTOMER.

The case is about a guy who cheated a customer very easily and clean operation which resulted and left our customer so demoralized as he was cheated Rs.24500/-.

The modus operandi was so simple and clever, that all the staff were fooled so easily by a guy who claimed to work for ICICI. He approached a customer by first calling over phone in a female voice claiming as staff of ICICI bank and was offering to open an OD account for the businessman customer, who trusted the phone conversation through which the lady informed that she is sending an executive of the bank, perhaps saying or claiming as the agency entrusted to do such services by the bank. The customer believing, told the lady to send the executive who reached promptly in 15 minutes and took ID proof, address proof along with a couple of photographs and bank statement which must show a balance of at least Rs.50000/-and a couple of blank cheque leaves . The customer remitted Rs.50000/- in his account so as to show that he has sufficient balance and also informed his bankers, as he was applying for an OD account to be opened in his name with ICICI and wanted the bankers to reveal his balance which was on that day more than Rs.50000/-. The executive of the agency or ICICI walked in after half an hour and asked to know the balance, which he claimed to know as more than Rs.50000/-.The staff having got prior information openly declared the balance of the account thinking in fact they are helping the customer get a loan. But the guy could only manage to withdraw Rs.24500/- as 20000 was already carved/debited towards his clearing cheques of the day.

See the kind of cleanliness in this type of operation, openly and boldly cheating during daylight and the entire phone numbers used later was found to be of forgery and the addresses given all are fictitious.

This article is for the general public to be alert towards such alarming practices of cheating and looting.

Real Life Drama happened in Coimbatore . By M.Balakrishnan, phone 0422 2310637. For more visit ‘solitairebala’ in Google.